V

Vistroy

My Credit File

Get the Vistroy appOpen your credit file from your home screen, like any other app.
Log in with your Ghana Card and the phone number you use for loans. We send you a one-time SMS code.

See your credit file

Your score, your loans, and every lender that checked you. Free, and only you can see it.

My score ---
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300850
Name--
Open loans0
Open disputes0
My loans
Fraud alerts

We send you an SMS when a lender checks your file, or when a new phone number is linked to your Ghana Card. If it wasn't you, press "This wasn't me": that lender loses permission straight away, and every lender is told to confirm it is really you before paying a loan.

Activity on my file

Every time someone looks at or changes your file.

Phone numbers linked to my Ghana Card

Every SIM that lenders have seen with your Ghana Card. If you don't recognise a number, report it below as identity fraud.

Permissions I have given

Lenders can only check your credit with your permission. You can withdraw one at any time.

My repayment plans

Plans you agreed with a lender to clear a late or unpaid loan. Finishing a plan closes the loan and improves your record.

Report a mistake
Which loan? What is wrong? Explain what happened
My disputes
My data rights

You can get a copy of everything Vistroy holds about you, ask for wrong information to be fixed, ask for your data to be deleted, or ask us to stop using it. We answer within 30 days.

What are you asking for? Explain your request

Loan records are normally kept even after a deletion request, because lenders need a full and fair history. To challenge a specific loan, use Report a Mistake above.